Paul Smith IFA

  Bates Investment Services Ltd.

  Telephone: 0845 013 6680

  Mobile: 07968 365575

  Email: paul.smith@batesadvice.com

  Independent Financial Advisers

Health Insurance

Health Insurance comprises:

• Critical Illness cover, which pays either a regular sum or (more typically) a lump sum upon diagnosis of a covered medical condition;

• Income protection, which provides replacement income where the insured is unable to work through accident or illness;

• Private Medical Insurance, to supplement the services on offer from the National Health Service, and; 

• Accident, Sickness and Unemployment (ASU) policies are renewable annually, and offer benefits for a restricted period of time (typically twelve or twenty-four months)

These are described in the following pages:

For more information or advice, click here  

Bates Investment Services Limited is authorised and regulated by the Financial Services Authority, and is a wholly-owned subsidiary of The Money Portal plc. 

Bates Investment Services Limited is entered on the FSA register under reference 154229.

Registered Office: 1 Threadneedle Street, London, EC2R 8AY.

Registered in England and Wales Company no. 3434648.

The FSA do not regulate some forms of mortgages.

The material in this site is subject to the UK regulatory regime, and as such is primarily aimed at UK consumers. Neither Paul Smith , Bates Investment Services nor the site owner Financial Elite Limited is responsible for the accuracy or content of any information contained on websites linked from this site, nor for errors or omissions which may occur within this site. 

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