Share Protection
In many private companies, the directors hold all the shares. What happens if
one of them dies? His or her shares might end up in the hands of someone with no
business skills - or even no interest in the company. Share protection and a
suitable contract can take the sting out of this situation by providing the
structure for buying-selling the shares and the necessary capital injection to
achieve it.
Business Property Purchase
Is your company paying too much rent for its business premises? If so, the
answer may well be to own those premises outright, with a commercial mortgage.
Bates's specialist corporate advisers can show you the most attractive ways to
pursue this goal, including (where relevant) the use of an executive pension
plan or small corporate pension plan to achieve this end.
Corporate Tax Planning
Your business may well be able to reduce its tax bill - and secure other
benefits at the same time. Bates's tax planning adviser would be
happy to outline some ideas in this area, based on an in-depth discussion of
your company's circumstances in collaboration with your other professional
advisers.
Offshore Investment
Investing in offshore bonds and other instruments could improve your company's
cash flow whilst reducing your tax liability. A discussion with your Bates
adviser will establish whether this route makes sense for your company.
Business Insurance
Businesses today require a wide spread of insurance protection, such as
cover for premises, vehicles, fleets and consequential loss. Here again, we can
often reduce your administration and your costs by renegotiating your package.
The Process
The first step is to undertake a full corporate financial review of your
business's circumstances and objectives. Our approach at this time is to listen,
not talk, to gain a comprehensive understanding of what you want to achieve
through financial planning.
Step two is to analyse your needs in depth. This will ensure that we take
account of all aspects of your company's situation, including where it is
today and where you want it to be tomorrow.
Step three, we summarise our findings in a detailed report. This sets out
practical solutions to your needs. If you wish, we can then arrange a meeting
to take you through the report and ensure that we have accurately interpreted
your business needs and objectives. We will assist you with the paperwork if you
decide to act on our recommendations.
Finally, as step four we aim to build a long-term relationship with you
rather than providing you with a quick fix or a one-off service. As a result, we
will agree with you a level of ongoing service consistent with your needs.
Not all of these products and
services are regulated by the Financial Services Authority.
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